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Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448


Physical Damage



What is Physical Damage Insurance? 
Provides coverage for repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
Physical Damage insurance underwritten by Great American Insurance Company, a leading provider of Physical Damage and Non-Trucking Liability insurance in the trucking industry.
Plan Features:
Flexible plan design
Collision and either specified perils or comprehensive coverage
A range of deductible options
Rig Ready – Great American’s network of repair shops across America that gets drivers back on the road faster compared to a typcial claims process.
Benefits included in the policy:
Loan GAP
Federal Excise Tax
     on new vehicles (for a total loss within first year of ownership)

TruXpro option provides the following:
Diminishing Deductible
Single Deductible (when owner operator insures tractor & trailer)
Downtime/Rental Reimbursement
Personal Effects
Electronic Equipment
Tarps, Chains and Binders
Quote Eligibility:
3 or more years CDL experience
No more than 3 moving violations and/or accidents in the last 3 years
Owner-Operator must be leased on with a motor carrier (this plan is not available to owner-operators operating under their own authority)

Excluded States: AK, HI, ID, MA, MT, NJ, NY, RI, SD, VT

For quotes, please contact:

Ross Pallay

Phone: 708-478-7499, Ext. 133