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Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448


Truckers Occupational Accident Insurance



Our Occupational Accident insurance program is underwritten by Atlantic Specialty Insurance Company, a OneBeacon Insurance Group underwriting company. Atlantic Specialty/OneBeacon is an experienced Truckers Occupational Accident carrier that is financially secure and highly rated at "A+" (Superior) by A.M. Best Company.


Passenger Accident option can be added to the Occupational Accident insurance.


ELIGIBILITY:  Our Occ/Acc program is available to Owner-Operators who are operating a power unit they own or lease, are ages 18 and older, have an active CDL (or the required license for the vehicle they are assigned to operate), have at least 1 year of driving experience, and who are 1099’s. A Contract Driver operating a power unit owned by an Owner-Operator and paid as a 1099 is also eligible. The cost of the insurance is the sole obligation and responsibility of the independent driver to be insured.

1099 contract drivers who are operating a power unit that is owned by a motor carrier they are contracted with to haul for are not eligible for Occupational Accident insurance.

EXCLUDED GROUPS: Coverage not available to drivers hauling or involved in following operations: Hazardous material haulers; livestock haulers; PEO’s, driver leasing or temporary services; moving and storage operations, logging and lumbering operations; home delivery operations; mobile home haulers; garbage haulers, oilfield equipment haulers; couriers of any kind.

EXCLUDED STATES: AK, HI, ID, MD, MT, NY, RI, SD, VT (excluded state list subject to change)

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Plan Options, Rates and Application Form

Same day processing of applications!
(for applications received during normal busines hours)

If you have any questions, please contact:

Ross Pallay

Phone: 708-478-7499

Contingent Liability insurance available for motor carriers with 10 or more Owner/Operators leased on to them and covered under an Occupational Accident insurance plan from our carrier (not available in all states). Contact our office for more information.

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