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Pallay Insurance Agency
P.O. Box 1178
Frankfort, IL 60423


Truckers Occupational Accident Insurance



Our Occupational Accident Insurance Program is underwritten by Atlantic Specialty Insurance Company, an underwriting company of Intact Insurance Group USA LLC. Atlantic Specialty/Intact is an experienced Truckers Occupational Accident carrier that is financially secure and highly rated at “A+” (Superior) by A.M. Best Company.


Passenger Accident option can be added to the Occupational Accident insurance.


ELIGIBILITY:  Our Occ/Acc program is available to Owner-Operators who are operating a power unit they own or lease, are ages 18 and older, have an active CDL (or the required license for the vehicle they are assigned to operate), have at least 1 year of driving experience, and who are 1099’s. A Contract Driver operating a power unit owned by an Owner-Operator and paid as a 1099 is also eligible. 1099 contract drivers who are operating a power unit that is owned by a motor carrier they are contracted with to haul for are not eligible for Occupational Accident insurance.

EXCLUDED GROUPS: Coverage not available to drivers hauling or involved in following operations: Hazardous material haulers; livestock haulers; PEO’s, driver leasing or temporary services; moving and storage operations, logging and lumbering operations; home delivery operations; mobile home haulers; garbage haulers, oilfield equipment haulers; couriers of any kind.

EXCLUDED STATES: AK, HI, MD, MT, NY (excluded state list subject to change)

(for applications received during normal busines hours)

For more information and rates, please contact:

Ross Pallay

Phone: 708-478-7499

Contingent Liability insurance available for motor carriers with 10 or more Owner/Operators leased on to them and covered under an Occupational Accident insurance plan from our carrier (not available in all states). Contact our office for more information.

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