OCCUPATIONAL ACCIDENT INSURANCE PROGRAM
FOR INDIVIDUAL
OWNER OPERATORS IN TRUCKING


Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448

Phone: 708.478.7499

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Since 2003 Pallay Insurance Agency has managed a program offering Occupational Accident insurance to individual Owner Operators in Trucking. Our program is underwritten by a highly rated insurance company.

What is Occupational Accident Insurance? It’s a product designed specifically for owner operators in the trucking industry. In most states, by being self-employed owner operators can opt out of state mandated workers compensation coverage. While not the same as workers compensation, Occ/Acc is similar in scope and intent. Most motor carriers require their leased operators to be covered either by Workers Compensation or Occ/Acc at the leased operators expense. For those who qualify, Occ/Acc is generally a lower cost alternative.

Occupational Accident - for more information, CLICK HERE


Non-Trucking Liability and Physical Damage insurance for individual Owner Operators in Trucking can also be quoted.


Non-Trucking Liability and Physical Damage
- for more information, CLICK HERE


We love working with retail Agents!!!! Get appointed now.


You will find our friendly, experienced staff very accommodating to work with.

For agent appointment information - CLICK HERE



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MEDICAL AND DENTAL INSURANCE

Medical Insurance for Individuals & Families - Pallay Insurance Agency will shop from a number of the leading health insurance companies to find a plan that best fits your coverage and budget needs. Plans available only during designated open enrollment periods or after a special life event, and would immediately cover any pre-existing medical conditions. (These are Qualified Medical Insurance Plans which include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Premium subsidies available for those eligible. Only available in Illinois.)
To request a quote CLICK HERE

Medical Insurance for Businesses - Plan options for you and your employees available from a number of the leading health insurance companies. (These plans include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Only available in Illinois.)
To request a quote CLICK HERE


Short Term Medical Insurance - Ideal for individuals and families seeking temporary medical insurance for a short period of time. Can be used to bridge the gap in coverage until you are eligible for health insurance from an employer, or until the next open enrollment period to purchase your own more permanent medical insurance plan. Plans would cover any new sickness or injury that occurs on or after the effective date of coverage. Pre-existing medical conditions would not be covered. (These Short-Term Medical Insurance Plans do not include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Not available in all states.)
To request a quote CLICK HERE


International Travel Medical Insurance �€“ Provides coverage for individuals and families who need temporary medical insurance while traveling for pleasure or business anywhere outside of their home country.
To request a quote CLICK HERE

Medicare Supplement Insurance - Plans to fill the gap between what Medicare pays and what you must pay out-of-pocket for deductibles, coinsurance and copayments. (Only available in Illinois)
To request a quote CLICK HERE


Dental Plans - For individuals and families (Not available in all states.)
To request a quote CLICK HERE

Vision Plans - For individuals and families (Not available in all states.)
To request a quote CLICK HERE

For medical, dental and vision online applications CLICK HERE

For Life Insurance or Disability Income Insurance quotes, please contact Pallay Insurance Agency by phone at
708-478-7499 or by email at service@pallayinsurance.com
.

ASSOCIATION ENDORSEMENTS

Dance Educators of America

Insurance Plans -Click Here


International Decorative Artisans League
Insurance Plans -Click Here


Staffing Agency Voluntary Employee Paid Insurance Plans
for Temporary and Contract Employees -Click Here

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