At Pallay Insurance we're different because we...

answer all calls personally.

provide customized health insurance quotes, NOT computer generated quotes.

remain in touch. After a sale we don't "go away." We ENCOURAGE our clients to contact us for billing , claims and coverage questions.



Medical Insurance - Individual and Family plans available. Pallay Insurance Agency will shop from a number of the leading health insurance companies to find a plan that best fits your coverage and budget needs. Plans available only during designated open enrollment periods or after a special life event, and would immediately cover any pre-existing medical conditions. (These are Qualified Medical Insurance Plans which include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Premium subsidies available for those eligible. Not available in all states.)

Short Term Medical Insurance - Ideal for individuals and families seeking temporary medical insurance for a short period of time. Can be used to bridge the gap in coverage until you are eligible for health insurance from an employer, or until the next open enrollment period to purchase a Qualified Medical Insurance Plan. Plans would cover any new sickness or injury that occurs on or after the effective date of coverage. Pre-existing medical conditions would not be covered. (These Short-Term Medical Insurance Plans do not include Minimum Essential Coverage requirements as outlined in the Affordable Care Act and you may be subject to a tax penalty. Not available in all states.)

Medicare Supplement Insurance - Plans to fill the gap between what Medicare pays and what you must pay out-of-pocket for deductibles, coinsurance and copayments.

Dental Plans - For individuals and families. (Not available in all states)

To Request a Quote - Click Here

Questions?  Call the INA Health Insurance Plan Administrator, Pallay Insurance Agency, at 708-478-7499.  You can also email us at

Please Read Our Privacy StatementPallay Insurance Agency, Inc. is committed to maintaining your privacy. Please click here to learn more about our insurance privacy policy



Ross and Scott Pallay
Ross Pallay & Scott Pallay

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Contact Us

Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448



Medical and Dental Insurance Plans
for INA Members and their Families