Health Insurance Specialists
Individual and Group

At Pallay Insurance we're different because we...

answer all calls personally.

provide customized health insurance quotes, NOT computer generated quotes.

remain in touch. After a sale we don't "go away." We ENCOURAGE our clients to contact us for billing , claims and coverage questions.


Please view the video below
to learn more about Pallay Insurance Agency

Pallay Insurance Agency specializes in individual and small group medical, dental, life and disability insurance. We also offer Occupational Accident Insurance for independent owner/operator and contract truck drivers. Pallay Insurance Agency is licensed in over 35 states and represents over 15 insurance companies which provide us with the resources necessary to meet virtually everyone's insurance needs.


Medical Insurance - Individual and Family plans available. Pallay Insurance Agency will shop from a number of the leading health insurance companies to find a plan that best fits your coverage and budget needs. Plans available only during designated open enrollment periods or after a special life event, and would immediately cover any pre-existing medical conditions. (These are Qualified Medical Insurance Plans which include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Premium subsidies available for those eligible. Not available in all states.)

Medical Insurance for Businesses - Group medical plans for businesses with 2 or more employees. Plan options available from a number of the leading health insurance companies. (These plans include Minimum Essential Coverage requirements as outlined in the Affordable Care Act. Not available in all states.)

Short Term Medical Insurance - Ideal for individuals and families seeking temporary medical insurance for up to 6 months (up to 12 months in some states). Can be used to bridge the gap in coverage until you are eligible for health insurance from an employer, or until the next open enrollment period to purchase a Qualified Medical Insurance Plan. Plans would cover any new sickness or injury that occurs on or after the effective date of coverage. Pre-existing medical conditions would not be covered. (These Short-Term Medical Insurance Plans do not include Minimum Essential Coverage requirements as outlined in the Affordable Care Act and you may be subject to a tax penalty. Not available in all states.)

Medicare Supplement Insurance - Plans to fill the gap between what Medicare pays and what you must pay out-of-pocket for deductibles, coinsurance and copayments. (Not available in all states.)

Dental Plans - Fully insured and discount Dental plans available. Dental discount plans also include discounts on vision and chiropractic services. (Not available in all states.)

For Life Insurance or Disability Income Insurance quotes, please contact Pallay Insurance Agency by phone at 708-478-7499 or by email at

Associated Professional Photographers of Illinois
Medical and Dental Plans -Click Here

Dance Educators of America
Medical and Dental Plans -Click Here

Illinois Nurses Association
Medical and Dental Plans -Click Here

International Decorative Artisans League
Medical and Dental Plans -Click Here

Staffing Company Medical and Dental Plans
for Temporary and Contract Employees -Click Here

Occupational Accident Insurance
for Owner/Operator and Contract Truck Drivers -Click Here

Please Read Our Privacy StatementPallay Insurance Agency is committed to maintaining your   privacy. Please click here to learn more about our insurance privacy policy

At Pallay Insurance, our motto is,
"e-Commerce with the personal touch"

  Pallay Insurance Agency
     is a proud member of


Ross and Scott Pallay
Ross Pallay & Scott Pallay


Hear what our customers have to say:

"Pallay Insurance was awesome for my new business two years ago. I had to get insurance for my son with special needs, and they not only found a great plan, but it covered all of his medical expenses and my family."

- John Riester, Owner
Spiderweb, Inc.
Durham, NC

"I had nothing but problems dealing with my insurance before I found Scott Pallay as my agent. Not only did he secure for my business quality health care at reasonable rates, but his service after the sale is especially most appreciated. It is so good to know I have Scott looking after my interests and providing his expertise to always give me the very best insurance recommendations.

I most enthusiastically recommend Scott and Pallay Insurance Agency to any individual or small business looking for a quality product, and most importantly, quality agent."

Jay Lawrence, Owner
J's Records & Tapes
Chicago, IL

Not only was Scott Pallay the first agent who made me understand the advantages of going with an MSA plan, he was also the first one to  sucessfully get an individual health insurance policy approved for my spouse. I believe ANY self-employed person anywhere in the USA would benefit greatly from Scott's expertise, dedication and service."

- Alan J. Bernstein, Esq.
Chicago, IL


Click Here to see more references from our satisfied customers

Pallay Insurance Agency Home
Request Individual/Family Health Insurance Quote
Request Group Health Insurance Quote
Request Medicare Supplement Quote
Click Here To Apply On-Line
Request Short Term Health Insurance Quote
Click Here To Apply On-Line
Click Here for Truckers Occ/Acc
Additional References
Profiles of Pallay Insurance Principals

Contact Us

Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448




"e-Commerce with the personal touch"